Welcome to IHT Help. You have probably reached our website because you are looking for help to reduce your Inheritance Tax (IHT) liability so that the majority of their estate passes to your loved ones. To do so you will need to determine your current potential IHT liability and select the most suitable options to reduce it.
Many individuals build up substantial investment assets over their life. The usual reason for this is that they wish to ensure their own and their family’s financial security. It is therefore understandable that you would want the maximum proportion of your assets to pass to your family and chosen beneficiaries so that they have financial security, rather than going to the state.
If you wish to have advice on the potential IHT solutions, IHT Help has been set up to help put you in touch with fully qualified and authorised financial advisers who are experienced in IHT planning.
Where possible, IHT Help will connect you with professional Financial Advisers who are IHT specialists in your area.
All Independent Financial Advisers referred by our service are registered and regulated by the Financial Conduct Authority and they are also professionally accredited with the appropriate qualifications. Our service is free and there is no obligation to proceed with either a meeting with the Financial Adviser or to accept their advice once given.
The full Main Residence Nil Rate Band of £175,000 will come into effect in 2020 for each individual. However, if you have a high value main residence of £2 million or more this threshold will be tapered away at a rate of £1 for every £2 over £2 million... Read more
The Summer Budget 2015 announced that anyone who downsizes or ceases to own a home on or after 8 July 2015 will still be able to use the main residence nil-rate band when assets of an equivalent value, up to £175,000 by 2020 to 2021, are passed on death to direct descendants... Read more
The recent 2015 Budget introduced IHT savings for individuals on their main residence. A new tax free band of £175,000 for each individual will be introduced. This tax free band will be applicable only on an individual's main residence. The existing £325,000 threshold is still in place and £175,000... Read more